Your credit agreement contains the following information: If we grant you the loan together, this agreement will apply to both of you and we may ask you to repay it. Enter your credit amount in our calculator and you will receive a breakdown of the monthly fees for your loan. You can borrow a new loan and leave your existing loan on site if you prefer, but be aware that you can only have 2 domestic private loans at any given time and the total amount lent for these loans cannot exceed £25,000. Whether you`re looking for a way to clean up your finances, replace your car, or upgrade some DIYers, today we can give you a personal offer and decision online. In some situations, you may not have access to the conclusion of the electronic contract and, in this case, a paper loan agreement will be sent to you for signature and return. At this time, we cannot offer electronic contracts for joint candidates. Sometimes we ask for a little more information before we can confirm your credit offer. For example, we may need proof of income or confirmation of the identity of a joint applicant. These requests can be for you or for the common applicant. In some cases, we may need information from both of you. Note that we only accept certain types of documents when you respond to a request for proof: these options may mean that you are entitled to a refund of part of the interest you accrued during your payment holiday. This will reduce your credit. However, choosing these options can have a negative impact on your credit file.

Private credit can be used for purposes almost anywhere, for example. B a car purchase, a marriage or the consolidation of other credit commitments. From only 2.9% APR Representative (fixed) on unsecured loans of £7,500 – £25,000 over 1 to 5 years. Available to all our members. *You may be offered a different rate depending on your personal circumstances. The general conditions of sale apply. Subject to status. UK residents aged 18 to 79, with a minimum net income of £700 per month. If you have difficulty making payments under your agreement, please either take a look at our difficulty management information that explains how we can help, or contact us on 0800 545 30 00, Monday to Friday 8 at 6 pm. Nationwide asks this question to ensure that we lend money responsibly to customers who can afford the loan for its lifetime. If you have a final return-to-work plan, your “return to work” income should only be entered if it is less than your current income.

If your income on return to work matches that of your current income, you don`t have to change that and you would answer with `no`.” Will your income likely change over the life of the loan? Our members earn their money faster. Why not apply for a private loan right away? We thought you might have a few questions about how to keep an eye on your loan, so here are the different ways to manage your loan with us. It`s a good idea to consider different types of borrowing. The best option for you depends on how much you want to borrow and how long. We need to check before we can offer you a loan, overdraft or credit card. It depends on our view of your circumstances. Yes, you can do this, but whether this option is available to you will be evaluated based on your individual circumstances. During the application process, you will be asked “Have other loans”, the answer “yes” allows you to consolidate all existing private loans nationwide.

You can take out a new loan and leave your existing loan on site if you wish, but be aware that you can only have two private loans nationwide at any given time and the total amount lent for these loans cannot exceed £25,000. . .